AI Business Finance

Privacy Policy

Effective: April 23, 2026  ·  Last updated: April 23, 2026

RxBuilds operates the LedgerIQ mobile application (com.rxbuilds.ledgeriq). This policy explains exactly what data we collect, where it goes, and your rights.

Who We Are

LedgerIQ helps small business owners analyze bank statements for tax planning. Questions? Email texastesla01@gmail.com.


What Data We Collect and Why

1. Bank Statement Content

What: Transaction descriptions, dates, and amounts from uploaded statements.

NOT collected: Account numbers, routing numbers, bank names, or full statement images after processing.

Why: To categorize transactions to IRS Schedule C, project taxes, and find deductions.

Where it goes: Transaction text is sent to our backend (ledger-iq.replit.app), then to Anthropic’s Claude API for categorization. See Third-Party Services below.

Storage: Categorized data is stored locally on your device only. We do not retain statement data on our servers after processing.

2. Subscription and Purchase Data

What: Subscription status (free trial, Pro), purchase history, App Store receipt data.

Why: To unlock Pro features and enforce scan limits.

Handled by: RevenueCat via Apple StoreKit. We receive only entitlement status — we never see your payment card details.

3. Usage and Diagnostics

What: App version, device platform, anonymous crash data. No third-party analytics used.

4. Push Notification Token

Stored locally on your device only. Used to notify you when a background scan finishes. Not shared with any third party.


Third-Party Services

Anthropic (Claude API)

AI Categorization · FINN Advisor

Data sent: Transaction descriptions and amounts only. No account numbers, no images, no personally identifiable information.

Retention: Anthropic retains API inputs and outputs for up to 30 days for trust and safety review, after which the data is permanently deleted.

Model training: Model training on user data has been disabled in Anthropic’s API settings. Your transaction data is not used to train or improve Anthropic’s AI models.

Policy: anthropic.com/privacy. Data stays in the United States.

RevenueCat

Subscription Management

Data sent: Pseudonymous device-level identifier, App Store purchase receipts, device type, app version.

Policy: revenuecat.com/privacy. Data stays in the United States.

Expo (EAS / Runtime)

App Runtime · Push Notifications

Device push token for notifications. Expo may collect anonymous diagnostic data. Policy: expo.dev/privacy.

Apple App Store / StoreKit

Payment Processing

Purchase receipts processed entirely by Apple. We never see payment card details. Policy: apple.com/privacy.


What We Do NOT Do


Data Stored on Your Device

Statement summaries, business profiles, and settings are stored locally on your device. Not backed up to our servers. Deleting the app permanently deletes all your data.


Data Retention


Your Rights

Since we collect no personally identifiable information, there is no account to delete. For any privacy request, email texastesla01@gmail.com with “Privacy Request” in the subject. We respond within 30 days.


Children’s Privacy

LedgerIQ is not intended for children under 13. Contact texastesla01@gmail.com with any concerns.


Changes to This Policy

We will update this page when our data practices change and notify you via in-app notice for significant changes.


Contact

Email: texastesla01@gmail.com
App: LedgerIQ · com.rxbuilds.ledgeriq